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6 Benefits of Having an Umid Card in the Philippines

by Alex John
February 24, 2022
in Finance, Tips & Tricks
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6 Benefits of Having an Umid Card in the Philippines
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Getting an Umid card Philippines comes with a lot of benefits. It not only acts as a valid government ID but can also help you with your transactions. From commercial establishments to agencies, it is accepted in a lot of places in the Philippines.

Even though the Umid card is very popular in the Philippines, some of you still don’t have an idea about it. So before we talk about the benefits of an Umid card, let’s learn what exactly it is.

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What is an Umid card?

The Umid card has multiple functions in the Philippines. It is used by the residents of the country for their transactions in four of the major government agencies. This includes PhilHealth, Pag-IBIG Fund, Social Security System, and Government Service Insurance System.

To put it in simple words, the Umid card is a widely recognised and accepted valid ID card issued by the government of the Philippines. It is mainly used for making inter-agency transactions, including both private and government establishments.

If you are wondering how get Umid card in Philippines, you can apply for it online. There are application forms available online. In case you are not comfortable with the online process, you can apply for it offline as well. All you have to do is contact a representative and submit the application form there.

Benefits of Umid Card

You can enjoy various benefits by applying for an Umid card in the Philippines. Before you begin with the application process, let’s tell you about the benefits associated with the card.

  1. Withdraw money from ATM

All the major banks in the Philippines are part of the Umid ATM program. This allows you to withdraw money from different ATMs using your Umid card. Not just that, but you can also use an Umid-ATM card on Visa based ATMs for making international transactions.

  1. Faster loan approval

Umid cardholders can get their payment approved faster than non-cardholders. It acts as a government ID card, which helps speed up the loan approval process.

Most banks and money lending agencies in the Philippines have a strong preference for Umid enabled loan applications. Check out how to get a Umid card guide to know the details and get one for yourself.

  1. Hassle-free usage

Using an Umid card in the Philippines is easy and hassle-free. It is recognised and accepted all across the country. You will find this card useful when making inter-agency transactions.

This card is accepted by four of the major government agencies. This includes Pag-IBIG Fund, PhilHealth, Social Security System, and Government Service Insurance System.

  1. Acts as a valid ID

The best part of possessing an Umid card is that it acts as a valid government ID. This means you can use it in any place where they ask you to produce your identity card.

Whether you are making any transaction or applying for a loan, you can use the Umid card to prove your identity. It is accepted by both government and private agencies.

  1. Eliminates the requirement of multiple ID cards

Another great thing about having an Umid card is that it eliminates the requirement of having multiple ID cards. It also helps in the verification process wherever needed.

It is not just beneficial for the public, but also for the government as they don’t have to spend on multiple ID cards of its citizens.

  1. Lifetime validity

Last but not the least, Umid cards come with lifetime validity. Once you get your card, it will remain valid lifelong.

Unlike many other ID cards, it doesn’t have an expiry date. This spares you from the trouble of the renewal process.

Conclusion

Now that you know the benefits of an Umid card, you should apply for it today. Take the help of a detailed Umid card guide, so you can learn more about the application process.

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Alex John

Alex John

Hi, I am Alex John, A blogger and online marketer at AsiaPosts.com.

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